I looked at the specs noted here:
https://everymac.com/systems/apple/mac_mini/specs/mac-mini-core-i5-2.5-late-2012-specs.html
It appears that the base model of the Mac Mini starts out at 4 GB of RAM and that is not a lot. I suspect that the OS (Catalina) is using most of it and buffering the apps to HD memory. NOTE: The best option is to get at least 16 GB of RAM.
You have 2 options:
a. Revert back to Mojave (ideal) because it still supports 32 bit apps.
b. Get more RAM.
I have downloaded Mojave here:
http://osxdaily.com/2018/09/29/download-full-macos-mojave-installer/
Then used "Install Disk Creator" to make a bootable USB.
https://macdaddy.io/install-disk-creator/
Once you install Mojave, you can use Time Machine to get your files back. NOTE: Again, I would "Manually" backup your files JUST IN CASE!!
David Lau