That is up to you. A Team Hub has numerous advantages. Since you can share access to various Projects in a Team Hub, you can do group design and troubleshooting on the same project. When working together on a project, the Team Hub protects the files so only one can save changes at one time. So you could group build a complete assembly, different team members working on different sub-assemblies.
For a business, you can invite clients into your project with "read only" access or other users. Your imagination is the limit. I understand that Single User Storage will eventually be phased out so I would switch completely but that is up to you. I have not used Single User Storage for years and share files, work with other users around the world.
I am a retired designer but I do occasional consulting with other users. Where we used to have to share projects and files via email now I simple click on their, or my, shared Team Hub and upload or download or work directly in their project on their Team Hub, of course with their permission.
John Hackney, Retired
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