You do NOT want to start your drawings with only layer zero. Civil 3D objects use styles to control how they are displayed and are essential for controlling how your drawing is displayed and plotted. For example, a surface object can be displayed as existing contours or proposed contours, depending on which style is applied. Also the contour interval is controlled by the style settings. You typically would need a style for 1' contours, 2' contours, 5' contours, and so on. You may also have styles for displaying the surface with different color bands for areas that fall within specific ranges. All these styles and settings require a lot of time to create.
When you start a new drawing you want all these settings pre-configured so you don't have to re-create them every time. If you start every file with no layers, you will have no control of your objects and your drawing will be severely crippled. I suggest you get better acquainted with the software before you start configuring your template options.
FYI, you can create a new drawing with no layers any time if you have a need to. Look up the help topics on File/New options. There you will find you can create a new file without using a template. It will have only Layer zero.
Neil Wilson (a.k.a. neilw)
AEC Collection/C3D 2024, LDT 2004, Power Civil v8i SS1
WIN 10 64 PRO
http://www.sec-landmgt.com