The templates Revit provides are just a starting point. Ultimately you have to create your own for your company's needs and local requirements. Same applies to oob families (or families provided by manufacturers) etc.
I'd pick the one closest to my needs and start from there. As you progress designing in Revit, you will find yourself changing your template to what you actually need.
If there are 1 million users, I'm willing to bet there are 1 million ways Revit is being used. No way for Autodesk to make it right for everyone and it also would limit what we can do.
Revit version: R2025.4