Well, I wouldn't call spending money for Inventor LT silly, it really depends on what your situation is.
I prefer not to have my design data on any cloud other than my own. That alone rules out Fusion.
I use Inventor and AutoCAD at work, so Inventor LT and AutoCAD LT combo would be a natural fit at home.
Home licensing has been used in the past, but at expiration time it means no access to your own data. Of course if you install the next version's home use licensing then that issue goes away for another year.
So for those reasons, I am willing to pay for the Inventor LT/AutoCAD LT combo, but as I mentioned, no assembly support keeps me from actually signing up.
Thanks again for the info..