We're experiencing the same issue with AutoCAD 2016 on our Windows 7 64-bit computers. I've never noticed bak files being saved in the temp folder until yesterday when I realized that 4 hours of my work vanished without a trace.
I agree it's convenient to have them, but for us there is another issue. For some reason, there are times that our dwg doesn't update when saved. For example, yesterday I went into a drawing at 10:10am and finished making changes at about 10:30am. I can assure you that I probably qsaved 20 times during that time. I got out of the drawing at 10:30am to go into another drawing. When I went back to the drawing a few minutes later, all of the work that I had done was not there. The dwg showed my last save was at 10:15am. The bak file which is always one version behind had a time stamp for the day before. I then went to my temp folder and there were no sv$ which indicates that there were no crashes and that successful saves were made after drawing changes. But there was another bak file. The bak file starts off with the same exact dwg file name, but then adds some random looking numbers to the end. The time stamp for this bak file was 10:28am which is right before I closed the drawing. Why would this have a later date than my source drawing? And wouldn't it at least match the bak file in the source folder of the dwg? I changed the extension to dwg and opened the drawing. All the work that I had done was there.
There's another guy in the office that has been complaining about work that he was doing just vanishing like he had never done it, though he could show me proof with hardcopies that he had actually done the work. He was working in AutoCAD 2013. I didn't know to look for the bak files and didn't notice them when I looked for his sv$ at that time.
We are stumped. One thing to mention is that we recently upgraded to a new server. I don't know if that could possibly be the cause of any of this, but thought it was worth mentioning. I came across another post about issues saving to a network drive (which we do) in which someone had replied and mentioned the problem could be related to the server.
I checked a number of our workstations here and noticed that all of them having been randomly saving bak files not only to the source dwg folder but to the temp folder as well - even if the user hasn't experienced lost work.
Mark