No one ever responded to this problem, but it's my problem now. I hope someone is reading this.
I realized I opened a letter that had viruses. I immediately used McAfee. Then used Spybot. Then did CHKDSK and defrag. Also used SystemSuite Professional. I caught 3 trojans and who knows what else.
All is well, except that I get the same message mentioned in the first letter here: run-time error 364 Object was unloaded.
What can I do to get rid of what appears to be the only remaining problem?