you will need to create an alignment, creek centerline is a good place to put the alignment.
then, turn on multiple surfaces
cross section ---> surfaces ---> toggle multiple surfaces
then
cross section ---> existing ground ---> sample existing ground
then create your cross sections
im not sure about your situation, but i dont think a template will help you here as your areas will be different.
this may be a manual effort.
do a bpoly, create your polyline
(if distorted scales, say 1:20 horiz, 1:5 vert.)
divide vert scale by horiz and multiple by the polyline area. will get you your true area.
LDD has a area function
hope this helps