Hi Neil. Just thought I would attach screenshot of the final result of one of the runs. It was possible based on help I got here.
White line is zero contour (flood line) of an volume surface created based on terrain surface and water level surface. Water level surface was created based on contours which got elevation assigned from results of a river hydraulic calculation, the way you have described. Finally, pastel colors are elevations of a volum surface. Thanks once again !
I'm impressed that you were able to figure out this complex workflow given the limitations of the forum as a source for guidance. It is a testament to your perseverance and ability to grasp a concept. I just hope the investment in time pays off somehow.
Good job!