well It took me a bit but after messing with some of the other progrmas that autodesk has, I found this pretty easy
* go to the insert drop down on you menu bar it should be on top.
go to the External Refernces in which it should pull up another little screen with the dwg and if you havent allready jpg's that are currnetly there.
right click and choose Attach Image...
attach means insert.
you will have to manually search for you image but if your like me and I drop everything on my desktop after that its up to you.