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Sure, DF is a percentage of outside light, does not vary with the season, time ... The factor is a number cuantificativa, vary with the cloudiness ... Just depends on the geographical position, the built environment, the size / position of the window, not directly dependent reflection ... That is the basis of calculation of this system BRE, realize that home is a manual calculation, with tables.
If you need something more rigorous than using 3DMax or RADIANCE.
I hope I helped found